Running a business from your phone is becoming more and more commonplace, but did you know you can also take payments from your phone? Tap on Mobile is the new, incredibly flexible way to accept payments directly from your mobile phone. No bulky card reader, no need for separate hardware – just your smartphone and an app.
To help you take advantage of this quick and easy payment method, our EFTPOS specialists have broken down exactly what Tap on Mobile is, how it works, and why it’s perfect for Kiwi businesses on the move.
Tap on Mobile is a payment solution that transforms your smartphone into a fully functioning EFTPOS terminal. It allows you to accept PayWave payments – credit or debit cards, smartphones, and even smartwatches – without the need for additional hardware.
With the right app installed, your mobile phone becomes your payment device. Your customer simply taps their contactless card or device against your phone, and the payment is processed instantly. It’s that easy.
If you’re not that familiar with how contactless technology works, it’s simply a no-touch payment feature that lets customers tap their card or device near a payment terminal without inserting the card or entering a PIN for transactions under a certain limit.
The process of setting up Tap on Mobile is simple:
All you need is:
Tap on Mobile payment systems are an absolute game-changer for Kiwi businesses – particularly for those who are on the go. They’re a must for the below:
If you’re a plumber, electrician, builder, painter, or any other tradesperson, you know the drill. You finish the job, hand over the invoice, and then wait for the customer to pay by bank transfer. Sometimes that payment comes in right away, but other times you’re left chasing it for days or even weeks.
With Tap on Mobile, you can take payment on the spot, right there in the customer’s driveway. No more awkward follow-ups or overdue invoices. The customer pays instantly, and you can move on to the next job with peace of mind.
If you sell at farmers’ markets, craft fairs, or pop-up events, you might not want to invest in an EFTPOS terminal – especially if you only trade a few days a month. Tap on Mobile means your phone is your payment terminal. It’s lightweight, portable, and ready to go wherever you set up shop.
From mobile hairdressers to dog groomers, cleaners, and massage therapists, Tap on Mobile makes taking payments on-site a breeze. No more “I’ll send you my bank details” – just tap, process, and done.
There are so many great benefits of using Tap on Mobile for your business, including:
Your payment terminal is now as portable as your phone. Whether you’re on-site, at a customer’s home, or selling at an outdoor market, you have everything you need in your pocket.
Tap on Mobile removes the cost of renting or buying traditional EFTPOS terminals because there’s no separate machine to maintain, no cables, and no charging docks.
Customers love the speed of contactless payments. For most transactions under the contactless payment limit, there’s no need for a PIN, making the process faster than cash or bank transfer.
You can issue digital receipts directly from the app – by email or text – saving paper and making record-keeping easier.
One of the biggest advantages of Tap on Mobile from EFTPOS Now is flexibility. You’re not locked into a particular bank – you can accept payments into any NZ bank account. This means you can keep your existing banking setup without switching providers.
Yes. Payments are processed through secure, compliant systems that meet the same standards as traditional EFTPOS terminals. The NFC technology in your phone communicates with the customer’s card or device without storing sensitive information.
Tap on Mobile is for contactless transactions only. If you have customers who prefer chip and PIN, you might want to keep a traditional EFTPOS terminal as a backup.
You’ll need either mobile data or Wi-Fi to process payments. If you work in areas with patchy coverage, it’s worth checking your connection options.
Tap on Mobile is more than just a clever bit of tech – it’s a practical solution to one of the most common small business headaches: getting paid quickly and conveniently.
Getting started is simple. Apply for Tap on Mobile and our expert team will be in touch to walk you through the setup process so you can start accepting payments anywhere, anytime.
